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    Accidents can happen at any time. Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents. While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs.

    Our Home Insurance coverage options include:

    • Property Insurance
    • Homeowners Liability
    • Renters Insurance
    • Condo Insurance
    • Mobile Home Insurance
    • Scheduled Property Insurance
    • Landlords Insurance
    • In-Home Business Insurance
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    Having Business Insurance builds a strong foundation for any business, regardless of the field. When an accident occurs in the workplace, a protection plan can provide your business with policies like basic property and liability coverage to ensure that your business can keep running smoothly. Since commercial insurance policies vary from business to business, it’s important to discuss the available options so we can build an insurance program that’s just right for you.

    We offer the following options for your business assets:

    • Commercial Property Insurance
    • Commercial General Liability
    • Business Owners Policy (BOP)
    • Inland Marine Insurance
    • Commercial Auto Insurance
    • Commercial Umbrella Insurance
    • Professional Liability
    • Workers Compensation
    • Crime Insurance
    • In-Home Business
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    Whether you’re a local grower or a large cultivator, we understand the value of insuring your greatest asset. By being proactive with a proper farm policy, your equipment, buildings, livestock, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.

    Our Farm Insurance coverage options include:

    • Crop Insurance
    • Farm Owners Insurance
    • Farm Livestock Insurance
    • Equine Insurance
    • Farm Equipment Insurance
    • Farm Dwelling Insurance
    • Farm Structures Insurance
    • Farm Auto Insurance
    • Farm Umbrella Insurance
    • Farm Liability Insurance
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  • AUTO

    If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues. Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more. Since policies vary with protection options, it’s important to talk to a Fromarc agent to create a policy that insures your needs.

    Our Auto Insurance coverage options include:

    • Liability Coverage
    • Comprehensive Coverage
    • Collision Coverage
    • Uninsured & Underinsured Motorist Coverage
    • Diminishing Deductible
    • Accident Forgiveness
    • Minor Violation Forgiveness
    • Roadside Assistance
    • Specialty Auto Insurance
    • 24-Hour Customer Service
    • Towing
    • Rental Reimbursement
    • Personal Injury Protection (PIP)
    • Medical Payments Coverage
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    When it comes to your health you can never be too careful, and with the rising cost of medical care, Health Insurance has become a top priority. In order to have your health expenses covered at a reasonable price, having the right insurance is a necessity. Although plans vary according to your needs, they can cover anything from medical and hospital expenses to prescription drugs.

    We strive to offer the best Health Insurance options possible – from individual and group plans to specialized packages that may include dental and vision coverage.

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    Owning a recreational vehicle can be a dream come true. It gives you the freedom to travel and the capability to explore new places, but with freedom comes responsibility. Should an accident happen – such as property damage, vandalism, or bodily injury as a result of a crash – it’s reassuring to know that your investment is protected. With Recreational Vehicle Insurance you can continue living the dream with confidence, knowing that you, your vehicle, and your passengers are protected.

    Our Recreational Vehicle Insurance coverage options include:

    • Boat Insurance
    • Motorcycle Insurance
    • Motorhome Insurance
    • ATV Insurance
    • Snowmobile Insurance
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    We offer a variety of bond and license services to ensure that your business is protected. While there are many Bond options available, they can be issued for a wide range of circumstances and choosing the right one that suits your needs can be a difficult task. Let us help guide you through the available options so you don’t pay for more than what you need.

    Our Bond and Licensing services include:

    • Contractor’s Bonds
    • ERISA Bonds
    • Fiduciary Bonds
    • Court Bonds
    • Conservator Bonds
    • Surety Bonds
    • Fidelity Bonds
    • Public Officials
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    In addition to covering all your primary insurance needs, we can offer other useful services and specialty insurance for your convenience. Contact us today and experience how we can go the extra mile for you with services such as:

    • Wedding Insurance
    • Special Event Insurance
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